It is encouraging to see the industry is taking steps to address identified skills gaps. Axco's insurance market report for Uganda notes that market expertise continues to present the local insurance industry with challenges. 

In particular, Axco sources had revealed that an actuary must be appointed by all health membership organisations (HMOs), life insurers and non-life insurers and Uganda was suffering from a lack of fully qualified actuaries.

Given the latest figures from the non-life sector showed a growth of almost 13%, it will be interesting to see what happens here next.