The new Patient Insurance Act 948/2019, which was approved by Parliament in Finland on 11 March 2019, entered into force 1 January 2021. The new act introduces an overall reform of patient insurance and repeals the Patient Injury Act 585/1986, which was valid from 1 May 1987 to the end of 2020.
Under the old Patient Injury Act 585/1986, which included provisions on the compensation of patient injuries and patient insurance, the Finnish Patient Insurance Centre (Potilasvakuutuskeskus - PIC) provided insurance policies for the public sector. From 1 January 2021, PIC will no longer grant insurance policies for the public sector, the obligation to insure will be borne by the health professional. According to the new act, “An entity engaged in health and medical care, a foundation and a self-employed person, as well as an employer who employs health care professionals, must have insurance against liability”. The Patient Insurance Act 948/2019 will also regulate clinical trials since a healthy person who participates in clinical trials is considered as a patient in Finland.